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Insurance Terms – Hail Damage Repair

 

Note: Feel free to link your website to this page, but do not copy any of the information. As with the entire site, it is copy-write protected.

Adjustor / Adjuster – a person who specializing in estimating hail damage.

Auto Hail Damage – Any damage that is caused by storms which drop hail stones

Catastrophe – A large-scale disaster or horrific event.

Catastrophic Event / Catastrophe Storm – A storm causing large-scale damage.

Catastrophe Team / Cat Team –

Claim – A demand for payment (or sum of money) in accordance with an insurance policy.

Claimant – The person that is covered by the insurance policy.

Comprehensive Policy / Comprehensive Coverage – Covers damage to your vehicle caused by situations other than a collision

Conventional Repair / Conventional Dent Repair – The process that body shops use to fill dents.

Deductible – The amount or portion that a claimant is responsible for paying when dealing with insurance repairs.

DRP – Direct Repair Program

Estimate / Quote – When the dents are counted up and priced and the R & I and other expenses are added up, this paper is called an estimate.

Estimator – The person who evaluates the damage and writes the estimate. (Also known as an adjuster)

Hail Repair – The process of repairing or replacing any materials damaged by a hail storm.

Hail Storm – A storm either carrying or dropping hail.

Invoice – The receipt for a completed repair.

Paintless Dent Repair / Paintless Dent Removal / PDR – The act of reshaping a dented area without the need for conventional repairs.

R & I / Remove & Install / De-trim – This is the actual process of removing an undamaged part for creating access.

R & R / Remove & Replace – This is the actual process of removing a damaged part and replacing it with an undamaged one.

Supplement – The dollar amount requested above the originally estimated amount.

 

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