Catastrophic Event / Catastrophic Storm – a sudden, extensive, or notable disaster or misfortune
A catastrophic storm is a storm that causes a lot of damage and is dangerous to your well-being. These are more than just heavy winds and rain. They bring with them flooding, fast winds that can tear a house to shreds, and debris. These types of storms are dangerous to be caught in and can lead to death, or at least severe injuries. People need to understand what to do before, during, and after these storms. Without proper preparation, you may end up hurt or even fatally injured. It is possible to be prepared and there is no excuse not to be.
The best preparation for a catastrophic event is to be out of the area. In cases like hurricanes, where you know that it is coming, you should leave the area immediately. Category 5 hurricanes, as an example, are disastrous and can lead to high death tolls. You do not want to become one of those deaths, and you do not have to. However, not all storms are easily avoidable. If you are in a situation where running is not an option, have a secure area of the home or in the neighborhood. Make sure that you know where to go in the event of a storm and have all of the necessities, like bottled water, there.
During a catastrophic storm, you should stay down and away from any danger zones, like windows. Do not go outside until you are sure that the storm has passed and that you are safe. If you have access to a radio or television, you should stay on top of all current information. This will tell you when it is safe to leave and what is going on at the moment. Until you are told that it is safe to go out, you should stay hidden and away from anything that can harm you.
When the storm has passed, there is quite a bit for you to do. Your biggest concern is going to be picking up the pieces. Since there was so much damage, you are going to want to make sure that you are covered. This is when you file your insurance claim so that you can get back on your feet. It might take a little while for the CAT teams to get to you, considering how much damage was done in the area, but it is still the best move to make right after a storm. The CAT adjuster will fill you in on the details.
Repairing the damage can be done with the help of World Hail Network. This gives you access to numerous businesses that specialize in repair work and that are highly professional. Make use of this in order to fix what the catastrophic event caused. You will be able to go through the list and find the one that is closest and most appropriate for you.
Taking the steps to prevent and manage destruction during a catastrophic storm is important. Afterwards, though, you should make sure that you contact your CAT teams right away to have the insurance filed and then get on top of the repairs.
Catastrophic Event / Catastrophic Storm – By Dave Streen and contributors
Read about the next term: Claim – A demand for payment (or sum of money) in accordance with an insurance policy.
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